1. You can buy a home for zero down to the convention 20% to 25% down to all cash.
2. If you are renting why pay the landlords rent?
3. Buy A Home Now! You can purchase a home if your income is solid and credit scores are adequate and you have 20% + again you can purchase.
4. No need to worry about over paying the bank – appraiser will set the records straight.
5. You are required to disclose all current liabilities (car loan, credit cards, etc.)
6. At least 3 years of employment stability.
7. It is important to note that not all properties qualify for the zero cash down payment program.
8. Buy what you can afford at the time not what you think or feel the future might bring.